While your credit score is definitely tied to your credit report, it’s technically a separate thing. Your credit report is a thorough record of your credit history, including your credit accounts, how often you apply for credit, debt collection accounts and some public records, including judgements, liens and bankruptcies.
"Saying you have great credit and not leveraging it is like saying you own an apartment building with out any tenants"
Within 15 minutes you can know exactly which steps to take to get yourself on the right track
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